ESAFSFB · Financial Services · Banks - Regional
Composite scorecard: 12/100 — Quality 0 · Momentum 39
| Share price | ₹35.41 |
| Market cap | ₹1,844 Cr |
| P/B ratio | 1.0 |
| ROE | -32.3% |
| Book value | ₹34.95 |
| Year | Sales | Net profit | OPM |
|---|---|---|---|
| 2026 | ₹2,511 Cr | ₹-166 Cr | — |
| 2025 | ₹2,519 Cr | ₹-521 Cr | — |
| 2024 | ₹2,811 Cr | ₹426 Cr | — |
| 2023 | ₹2,055 Cr | ₹302 Cr | — |
| 2022 | — | — | — |
ESAF Small Finance Bank provides banking products and services to retail, rural, and corporate customers in India. It operates through Treasury, Wholesale Banking, Retail Banking, and Other Banking segments. The company offers savings, current, and NRI accounts; foreign currency non-resident deposit accounts; fixed, recurring, social, and term deposits; personal net, mobile, SMS, missed call, and USSD banking services; and debit and credit cards. It also provides working capital/term, farmer interest group, used and new car, two- and three-wheeler, light commercial vehicle, school, personal, a