J&KBANK · Financial Services · Banks - Regional
Composite scorecard: 81/100 — Valuation 57 · Growth 100 · Momentum 88
| Share price | ₹182.25 |
| Market cap | ₹13,367 Cr |
| P/E ratio | 6.2 |
| P/B ratio | 0.9 |
| Dividend yield | 1.77% |
| Book value | ₹140.66 |
| Year | Sales | Net profit | OPM |
|---|---|---|---|
| 2026 | — | ₹2,360 Cr | — |
| 2025 | — | ₹2,082 Cr | — |
| 2024 | — | ₹1,771 Cr | — |
| 2023 | — | ₹1,181 Cr | — |
| 2022 | — | ₹495 Cr | — |
Jammu and Kashmir Bank Limited provides various banking products and services. The company operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business segments. It offers savings, current, salary, pension, and NRE and NRO accounts; and term deposits. The company also provides housing, consumer, education, term, car, coaching fee, personal consumption, and skill loans; festival advances; and laptop/PC, smartphone, school education, modular kitchen, Sahafat, solar equipment, and two-wheeler finance services, as well as cash credit schemes, and lo